PERSONAL INSURANCE · TEXAS
Texas Renters Insurance
Your landlord insures the building—not everything inside your home. BIG - Brock Insurance Group helps Texas renters compare coverage for their belongings, personal liability, and living arrangements.
Cover the things that make a place yours
A renters policy can help with covered loss to personal belongings, liability if you’re responsible for an injury or damage, and additional living expenses when a covered event makes the rental unlivable. We’ll help compare limits, deductibles, and whether your belongings are valued at replacement cost or actual cash value.
BIG serves renters throughout Texas from Friendswood and New Braunfels. Tell us where you rent and what you want covered.
Belongings
Review furniture, clothing, electronics, and valuables. Ask whether expensive items need a separate limit or endorsement.
Personal liability
Compare limits for covered claims involving injury to someone else or damage you cause to their property.
A temporary place to stay
Ask how additional living expenses work if a covered loss keeps you out of your rental, and what conditions apply.
Questions renters ask
Does my landlord’s policy cover my belongings?
Usually not. The building owner’s policy is different from protection for a tenant’s personal property and liability.
Will one policy cover my roommate too?
Do not assume it will. Tell us who lives in the rental and who should be insured; policy definitions and options vary.
Helpful details for a quote
- Rental ZIP code and type of home or apartment
- Approximate value of your belongings
- Any high-value items or pets to discuss
- Your preferred deductible and any lease insurance requirements
Coverage depends on policy terms and endorsements. Moving into a home you own? See homeowners insurance.