PERSONAL INSURANCE · TEXAS
Boat, RV & More Insurance in Texas
Your boat, RV, motorcycle, or ATV/UTV may need coverage beyond a standard home or auto policy. BIG - Brock Insurance Group helps Texas owners compare recreational insurance options for the road, water, campsite, and trail.
Tell us what you drive, tow, or take on the water
The right questions differ for a fishing boat, a full-time RV, a weekend motorcycle, and an off-road UTV. We’ll review liability, physical damage, passengers, accessories, and where and how you use the vehicle or vessel. Some coverages require a separate policy or endorsement.
BIG serves Texas owners from Friendswood and New Braunfels. Tell us the type of vehicle or vessel and how you use it.
Boats and personal watercraft
Discuss the hull, motor, trailer, equipment, and liability on the water. Navigation area and storage can matter.
RVs and travel trailers
Compare coverage for the vehicle, personal effects, campsite liability, and whether you use it seasonally or live in it.
Motorcycles, ATVs and UTVs
Review liability and physical damage options, custom parts, and on-road versus off-road use. Rules and eligibility vary.
Common questions
Will my auto or home policy cover my recreational vehicle?
Do not assume it will. Some policies provide limited protection or none for certain uses. An agent can review your existing policies and any separate coverage needed.
What if I rent out my boat or RV, or use it for paid activities?
Tell us before requesting a quote. Commercial or rental use may be excluded or require a different policy.
What to have ready
- Year, make, model, and value for each item
- Where it is stored, used, and transported
- Any trailer, accessories, safety equipment, or custom parts
- Whether it is used for recreation only, full-time living, or paid activity
Coverage, exclusions, and deductibles depend on the policy and use. BIG can help you compare options.