BUSINESS INSURANCE · TEXAS
Plan for the water your property policy may not cover
Heavy rain and rising water can disrupt a business far beyond the coast. We'll help you explore commercial flood insurance for your building and contents.
Start with your address and what you own
A flood quote depends on the property, its location, and the building and contents you want to insure. Tell us whether you own or lease the space and what your business keeps inside.
Serving all of Texas from office locations in Friendswood (281-482-4244) and New Braunfels (830-631-8110), or send a request.
Buildings
Commercial flood insurance can help cover eligible physical flood damage to an insured business building, subject to policy terms.
Business contents
Depending on the policy, contents coverage can help protect eligible equipment, inventory, and other property inside.
Market choices
We can discuss available National Flood Insurance Program and private-market options, including limits, deductibles, and waiting periods.
Check the gap before a storm
Standard commercial property policies often exclude flood damage. Flood policy definitions, covered property, exclusions, and waiting periods vary. NFIP flood coverage does not cover lost business income, so ask us about what other protection may be available for downtime.
Review both sides of the property plan
Compare flood coverage alongside your commercial property policy and, for an active project, builders risk terms. Don't assume one automatically covers the other.