Protecting Texas Businesses with Local Expertise
As an independent local agency, we shop top carriers and align the right solutions—general liability, property, workers’ comp, commercial auto, cyber, and more—for contractors, manufacturers, tech, retail, healthcare, and beyond. Coverage that grows with your business. Go BIG, Save BIG!
Explore business insurance coverage
Choose a service to see how it can fit your Texas business. We’ll help you compare policies, limits, and the details that matter—not just a price.
General Liability
Third-party injury and property damage risks tied to your operations.
Commercial Auto
Coverage for work vehicles, drivers, and the road ahead.
Workers’ Compensation
Support for employees after covered work-related injuries.
Commercial Property
Protect buildings, equipment, inventory, and business spaces.
Cyber Liability
Plan for digital incidents, response costs, and disruption.
Business Owners Policy
A package of core property and liability coverage for eligible businesses.
Professional Liability / Errors & Omissions
E&O protection for claims involving your advice or services.
Contractors Insurance
Combine policies around your trade, worksite, people, and projects.
Commercial Umbrella & Excess Liability
Explore additional limits above eligible primary liability policies.
Tools & Equipment / Inland Marine
Protect eligible tools and mobile equipment away from your office.
Builders Risk
Review protection for structures and materials during construction.
Commercial Flood
Compare separate flood options for business buildings and contents.
Professional Services & Advisors
Business and professional liability for licensed experts and advisory firms.
- Consultants
- Accountants & bookkeepers
- Law firms
- Architects & engineers
Contractors & Skilled Trades
Comprehensive coverage for construction and trade contractors—on site and in transit.
- General contractors
- Electricians & plumbers
- HVAC & mechanical
- Roofers & remodelers
Developers & Builders
Project-focused protection from groundbreaking to close-out, including course-of-construction.
- Residential developers
- Commercial builders
- Spec home builders
- Project owners
Real Estate Owners & Managers
Coverage for owned or managed properties and landlord exposures.
- LRO/lessors risk
- Apartment owners
- HOAs/condos
- Property management firms
Wholesale, Importers & Distributors
Protection for warehousing, goods in transit, and product liability—including imports.
- Food & beverage distributors
- Automotive parts distributors
- Consumer-goods importers
- Electronics wholesalers
Manufacturing & Fabrication
Property and product liability for makers, assemblers, and light industrial shops.
- Light manufacturing
- Metal fabrication
- Food production
- Industrial equipment
Transportation & Logistics
Fleet, cargo, and brokerage protection for moving goods safely and on time.
- Local/long-haul trucking
- Last-mile delivery
- Couriers
- Freight brokers
Auto Dealers — Franchise & Independent
Specialized coverage for retail dealerships and their operations.
- New car dealers
- Used car dealers
- Franchise stores
- Independent lots
Garage & Repair Shops
Protection for service operations with customers’ vehicles in your care.
- Auto repair shops
- Body & paint shops
- Tire/quick-lube centers
- Mobile mechanics & tow operators
Retail & E-Commerce
Turnkey protection for merchants selling in-store, online, or both.
- Boutiques & specialty stores
- E-commerce brands
- Pop-ups & kiosks
- Multi-location retailers
Restaurants & Food Service
Hospitality coverage tailored to food and beverage operations.
- Cafés & bakeries
- Full-service restaurants
- Bars & taverns
- Food trucks & caterers
Healthcare Liability & Malpractice
Professional liability for medical providers and allied health practices.
- Medical & dental practices
- Clinics & urgent care
- Allied health professionals
- Ambulatory surgery centers
Education & Childcare
Comprehensive protection for learning environments and youth programs.
- Private schools
- Daycare & preschool
- Training centers
- Camps & after-school programs
Technology Firms & Startups
Cyber and tech E&O coverage for software and IT-driven businesses.
- SaaS companies
- IT services/MSPs
- Tech startups
- Data centers & hosting providers
Nonprofits & Community Groups
Broad protection for mission-driven organizations and their volunteers.
- Charities & foundations
- Churches & faith groups
- Clubs & associations
- Social services
Why Choose Big?
Client Commitment
We put our clients first, ensuring that every policy is tailored to fit their needs. Our approach is centered around delivering exceptional service and value, with a focus on long-term relationships.
Security-First Mindset
We protect what you’ve earned before we pursue new growth, ensuring you never build on shaky ground.
Expertise in the Texas Market
With deep roots in Texas, we know the unique challenges and opportunities that the state presents. Our team leverages local knowledge to offer the most relevant insurance solutions.
Fourth Generation Experience Since 1992
Serving Texas families and businesses across generations with seasoned guidance, local advocacy, and proven results since 1992.
Over 100 Carriers—Best Rate for You
We compare 100+ trusted carriers to tailor coverage and value—so you don’t have to shop around.
Technology Focus and Leverage
Fast quotes, secure digital service, and proactive reviews—technology that elevates your client experience.