BUSINESS INSURANCE · TEXAS
Professional Liability / Errors & Omissions Insurance
When a client says your advice or services caused a financial loss, general liability may not be the right coverage. Let’s review an E&O policy that fits your work.
Tell us what you promise clients
Consultants, designers, technology firms, accountants, and other service providers can face different allegations. We’ll discuss the services you perform, your contracts, and any previous coverage before comparing options.
Serving all of Texas from office locations in Friendswood (281-482-4244) and New Braunfels (830-631-8110), or send a request.
Service mistakes and omissions
An E&O policy may respond to certain claims that your professional work was negligent, incomplete, or failed to meet a client’s expectations.
Defense costs
Many forms address legal defense for covered claims, but limits, deductibles, and when defense costs reduce limits can differ.
Contract fit
Client agreements may specify coverage or limits. We’ll help compare policy language with the services you actually provide.
Pay attention to timing and scope
Professional liability policies are often claims-made. Retroactive dates, prior acts, reporting requirements, and exclusions can be important when you change carriers or add new services. We’ll walk through those terms with you.
Complete the picture
E&O differs from general liability for physical injury or property damage and from cyber liability for many digital incidents. Some businesses need all three.