Personal Insurance for Texas Families
As an independent Texas agency, we shop trusted carriers and explain your options in plain language—so your home, auto, condo or renters, umbrella, flood and coastal wind, and recreational vehicles are properly protected. Everything's bigger in Texas, so go BIG!
Auto Insurance
Coverage built around how you drive, what you drive, and who rides with you.
- Liability coverage
- Comprehensive & collision
- Uninsured motorist
- Roadside & rental options
- Cars & SUVs
- SR-22 needs
Home Insurance
Protection for your home, belongings, and everyday liability exposures.
- Dwelling coverage
- Personal property
- Liability protection
- Water backup options
Life Insurance
Flexible options that help protect income, debt obligations, and long-term family plans.
- Term life
- Whole life
- Final expense
- Mortgage protection
Specialty Insurance
Solutions for the vehicles, homes, and hobbies that need something beyond a standard policy.
- Flood & earthquake
- Boats & RVs
- Motorcycles & powersports
- High-limit coverage
Other Personal Insurance Policies
Auto Insurance
Liability and physical damage coverage for everyday drivers and families.
- Cars & SUVs
- Young drivers
- High-value vehicles
- SR-22 needs
Homeowners Insurance
Property and liability protection for owner-occupied houses.
- Dwelling & other structures
- Personal property
- Loss of use
- Personal liability
Condo Insurance
Coverage tailored to unit owners and association master policy gaps.
- Interior build-out
- Personal property
- Loss assessment
- Personal liability
Renters Insurance
Affordable protection for possessions and personal liability.
- Personal property
- Additional living expenses
- Personal liability
- Theft
Landlord & Rental Property
Coverage for non-owner-occupied homes, duplexes, and small schedules.
- Dwelling (DP forms)
- Loss of rents
- Premises liability
- Resident-manager options
Personal Umbrella
Extra liability limits that sit above home, auto, and recreational policies.
- Higher per-occurrence limits
- Defense costs
- Uninsured exposures
- Teen drivers
Flood Insurance
Protection from rising water not covered by standard home policies.
- NFIP policies
- Private flood options
- Elevation-based rating
- Contents & building
Earthquake & Earth Movement
Specialty coverage for quakes, landslide, and ground shift.
- Dwelling
- Personal property
- Loss of use
- Deductible options
Wind & Hail (Coastal)
Solutions for properties in hurricane or high-wind zones.
- Named-storm deductibles
- Wind-only policies
- Roof loss settlement
- Compliance aid
Secondary & Vacation Homes
Coverage structured for part-time and seasonal occupancies.
- Lake & beach homes
- Mountain cabins
- Occasional rental use
- Increased theft risk
Mobile & Manufactured Homes
Policies designed for factory-built homes and unique construction.
- Dwelling
- Attached structures
- Personal property
- Liability
Short-Term Rental & Home-Sharing
Protection when hosting guests through platforms like Airbnb/VRBO.
- Commercial use endorsements
- Building & contents
- Liability to guests
- Loss of income
Personal Articles & Jewelry
Scheduled coverage for high-value items with broader protection.
- Jewelry & watches
- Fine art & collectibles
- Cameras & instruments
- Sports equipment
Motorcycle & Scooter
Road protection for two-wheel enthusiasts and commuters.
- Liability & comp/collision
- Custom parts
- Safety-apparel
- Roadside assistance
Classic & Collector Cars
Agreed-value protection for limited-use and restored vehicles.
- Show cars
- Antique autos
- Replica builds
- Spare-parts coverage
RV & Travel Trailer
Coverage for motorhomes and towables—on the road and at the campsite.
- Comprehensive & collision
- Personal effects
- Vacation liability
- Full-timer options
Boat & Personal Watercraft
On-water and marina coverage for a range of vessels.
- Runabouts & pontoons
- Sailboats
- Jet skis
- Towing & on-water assistance
Off-Road & Powersports
Policies for fun off the pavement and on the trail.
- ATVs & UTVs
- Dirt bikes
- Snowmobiles
- Side-by-sides & dune buggies
Personal Cyber & ID Theft
Help with fraud, cyberstalking, and digital-life liabilities.
- Identity restoration
- Cyber extortion response
- Data breach costs
- Online liability
Home Add-Ons & Endorsements
Popular options that strengthen your home policy.
- Water backup
- Service line & equipment breakdown
- Ordinance or law
- Replacement cost
Why Choose Big?
Client Commitment
We put our clients first, ensuring that every policy is tailored to fit their needs. Our approach is centered around delivering exceptional service and value, with a focus on long-term relationships.
Security-First Mindset
We protect what you’ve earned before we pursue new growth, ensuring you never build on shaky ground.
Expertise in the Texas Market
With deep roots in Texas, we know the unique challenges and opportunities that the state presents. Our team leverages local knowledge to offer the most relevant insurance solutions.
Fourth Generation Experience Since 1992
Serving Texas families and businesses across generations with seasoned guidance, local advocacy, and proven results since 1992.
Over 100 Carriers—Best Rate for You
We compare 100+ trusted carriers to tailor coverage and value—so you don’t have to shop around.
Technology Focus and Leverage
Fast quotes, secure digital service, and proactive reviews—technology that elevates your client experience.